Advertising Disclosure

Skin Research Institute has a financial connection to products sold via links on our website such as our top choices.


The 5 best personal finance apps of 2021

What is the best way to get your financial life in order? What are the best personal finance apps you can use to make sure you’re on top of all of your accounts? In the past few years, we’ve seen a shift in what people think of as being financially responsible. More and more people are starting to use apps that help them manage their finances with ease. There are many apps out there that can help you take control of your finances, but here are our top five favorites. These apps make it easy to track your spending habits, keep up on bills and even save for future goals.


Do you ever find yourself struggling with your budget? Budgeting apps can help you keep track of your spending, see what you are actually spending your money on, and give you a better idea of where all your hard earned cash is going each month. Budgeting can be tedious and hard to keep track of, but that was before budgeting apps came around.

One of the best budgeting apps on the market today is Mint. It’s a free budgeting app that helps you track your money by syncing with your bank and cards.

With Mint, you can set up budgets based on what matters most to you and what your goals are. This app will help make sure that no matter how much money is in your account at any time, it’ll be used according to what’s important right now and where things are going long-term. There’s a daily budget planner that suggests daily spending, and Mint will categorize your expenses, too.


Credit monitoring apps are a valuable resource for anyone looking to manage their credit. With the right app, you can monitor your credit score and reports in real time, get alerts when something important happens with your account, and find out if there is a potential identity theft risk (ex: new credit card in the mail).

One of the most popular and oldest credit monitoring apps is Credit Karma. The app is free and very user friendly, and setting up an account takes minutes.

Users can monitor and get insights on their credit reports, as well as receive help making decisions. With Credit Karma, alerts of important changes to your report will be delivered straight to you.


If you’re looking for a way to organize all your expenses and bills, then an expense and bill tracking app is one you should definitely try. It’s a great idea because you can see all of the information in one place, so it saves time when looking for things like overdue payments or monthly subscriptions that have been taken out automatically from your bank account without any notification.

One expense tracking app, Expensify, even pays your bills for you. This can be a huge time saver for anyone. This app is especially great for anyone who writes off business expenses. The world is transitioning into the gig economy, so understanding your expenses and write-offs is incredibly valuable.


You need to find a cash back app. It’s time for you to make money while you’re making purchases. There are thousands of people just like you using these apps to get rewarded for their purchases. In fact, some apps will give you a percentage every time one of your friends uses the same app to make a purchase.

You can easily get cash back with Ibotta. Simply download the free app or browser extension from any device for cash back on everyday purchases.

The idea that you can get real-time discounts while grocery shopping in your pajamas has been making waves across social media as more people become aware of this innovative savings tool.


We’re all for having a savings account, but since money depreciates at an alarming rate, we recommend giving investing a try. Investing apps are the future of investing. It can be overwhelming to think about investing if you’ve never done it before, but modern apps make investing the easiest it’s ever been.

Acorns has more than 9 million users and is backed by leading investors. In less than five minutes, you can have an investment account set up for you and your family. Even if it’s only $1 every month, investing will help grow your money.

Here’s to your financial future. These apps will help you take back financial control of your life and get your money in order.